Years ago, I had heard a sermon where our pastor read a scripture that said "he who does not repay a debt is brother of him who steals". I felt very guilty because I owed my brother $50, but I just had put it off and I didn't have the cash on hand. The next morning I prayed that God would provide the money to pay my brother back. An hour later I went to check my mail and there was a check for $50 from a long distance company stating that if I wanted to switch service to just sign and deposit the check that was addressed to me! So, I was able to pay my brother back and got a great deal on long distance service too.